Use adaptiFi

Supported Assets on adaptiFi

adaptiFi enables lending, and once adequate liquidity is accrued, it will allow borrowing for the following assets:

• USDC

• USDT

• WETH

• WBTC

• WEETH

• BGB (Bitget Token)

Phased Launch of adaptiFi on Morph L2

To ensure a safe and stable launch on Morph, adaptiFi will introduce lending and borrowing in three phases:

Phase 1: Supply Side Only

Users can deposit assets and earn yield. This builds initial liquidity, ensuring a strong foundation for borrowing.

Phase 2: Small Borrow Positions

Borrowing will be enabled in a limited capacity once sufficient liquidity is available on partner DEXs for liquidations.

Phase 3: Full Borrow Positions

Once market depth is strong enough, borrowing limits will be fully lifted.

Why Use a Phased Approach?

1. Risk Mitigation: Borrowing requires deep liquidity for liquidations to execute efficiently. Without enough liquidity, forced liquidations could cause high slippage, negatively impacting borrowers.

2. Stable Utilisation Rate: Gradually scaling borrowing helps prevent liquidity lockups and ensures lending markets remain healthy.

3. Security First: Prioritising supply-side growth before enabling borrowing reduces systemic risk and helps create a safer lending ecosystem.

This structured rollout ensures that adaptiFi launches securely and sustainably on Morph.

Earning Mints on adaptiFi

adaptiFi offers a competitive Points System that incentivises users to participate in lending, borrowing, and other activities. By engaging with the platform, users can accumulate points, called Mints, and improve their leaderboard rankings, unlocking various benefits and rewards, including future drops of MINTY, NFTs, and more.

You can earn Mints by supplying and borrowing assets. The Mints will be calculated in a simple formula:

• Supply: 10 Mints points for $100 every 24 hours.

• Borrow: 70 Mints points for $100 every 24 hours.

adaptiFi uses the Minterest Points system. Read more about it here.