# How to Earn Mints

Users can earn Mints through various activities, including lending, borrowing, referrals, and special tasks.

**Lending Activities**

Users can earn Mints by lending assets on the Minterest platform. The Mints are calculated based on the amount lent and the duration:

* Rate: 10 Mints per $100 every 24 hours.

**Borrowing Activities**

Mints can also be earned by borrowing assets. The Mints earned are proportional to  the amount borrowed:

* Rate: 70 Mints per $100 every 24 hours.

**Additional Activities**

Users can earn additional Mints through various activities, such as:

* Referrals *(Coming Soon)*: Earn Mints for every new user referred who joins and participates on the platform.
* Special Tasks: Participate in special events and tasks announced periodically for bonus Mints.

*Note: Specific details about referral Mints and special tasks will be provided soon.*

**Minterest NFT Impact on Mints**

Holding specific Minterest NFTs can enhance your Mints accumulation rates. Each NFT offers unique bonuses that impact how Mints are earned. All Minterest NFTs are valid irrespective of whether their NFT boost period is still active or expired.

*NFT Bonus Mints:*

| NFT Level | Bonus Mints |
| --------- | ----------- |
| 1         | + 50%       |
| 2         | + 45%       |
| 3         | + 42.5%     |
| 4         | + 40%       |
| 5         | + 37.5%     |
| 6         | + 35%       |
| 7         | + 30%       |
| 8         | + 27.5%     |
| 9         | + 22.5%     |
| 10        | + 20%       |
| 11        | + 20%       |
| 12        | + 20%       |


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