Platform optimisation occurs when user and owner value are maximised. When users and owners are the same as with Minterest, optimisation occurs by benefiting the user community through yield farming returns. Yield farming returns are measured by total annual percentage yield (APY), being interest received for supply less interest paid for borrow, plus the annualised value of MNT emission rewards.
Minterest maximises long-term APY as it:
- captures 100% of its internal fee value
- swaps this value for MNT, imparting it with high performance value
- rewards users with Governance Rewards who stake MNT to participate in governance
- which supports the value of all emission rewards, maximising long-term APY