Minterest Whitepaper v1.31
  • The Minterest Lending Protocol
  • Lending Protocol Architecture
  • Protocol Overview
  • Current DeFi Limitations
    • 1. DeFi’s New Reality
    • 2. Performance Value
    • 3. Emission Reward Structures
    • 4. External Liquidators
  • Minterest’s New Model
    • Summary
    • Fee Value Capture
    • The Network Effect
    • Platform Optimisation
    • Supply-Borrow User Experience
    • Tokenomics
  • Core Protocol Functions
  • Other Protocol Settings
    • Utilisation Limit
    • Utilisation Ratio
    • Buyback Flow
    • NFTs
  • Launch Phases
  • Governance
    • Anti Money Laundering Functionality
    • Strategic Reserve
  • Minterest Emission Rewards
    • Emission Rewards
    • Standard Rewards
    • Governance Rewards
    • NFT Rewards
    • Buyback Rewards
    • Loyalty Rewards
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  1. Minterest’s New Model

Platform Optimisation

Platform optimisation occurs when user and owner value are maximised. When users and owners are the same as with Minterest, optimisation occurs by benefiting the user community through yield farming returns. Yield farming returns are measured by total annual percentage yield (APY), being interest received for supply less interest paid for borrow, plus the annualised value of MINTY emission rewards.

Minterest maximises long-term APY as it:

  • captures 100% of its internal fee value

  • swaps this value for MINTY, imparting it with high performance value

  • rewards users with Governance Rewards who stake MINTY to participate in governance

  • which supports the value of all emission rewards, maximising long-term APY

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Last updated 1 year ago